Does First Premier pre approval?
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Does First Premier pre approval?
You cannot get pre-approved for the First PREMIER® Bank Platinum Credit Card as the card is no longer available to new applicants. However, if First Premier Bank considers you a good candidate, they will send you a pre-approved mail offer for their available credit cards.
Is there an annual fee for First Premier credit card?
The annual fee ranges from $75 to $125 the first year and $45 to $49 each year thereafter. And the monthly fee (waived for the first year) could be as “low” as $6.25 or as high as $10.40. Best case, you’ll have to pay roughly $290 in fees before the second anniversary of account opening.
Does First Premier automatically increase credit limit?
Does First Premier increase my credit limit? After your account has been open for 13 months, you may qualify for a credit limit increase. If your credit limit increase is approved, you’ll automatically be charged a fee equal to 25% of the increase.
Does First Premier Bank do a hard pull for credit limit increase?
To start off, issuers only use a soft inquiry (which does not affect your credit score) for this type of increase. If you ask them for an increase instead, they’re more likely to use a hard inquiry, which can cause a temporary drop in your score.
Does First Premier do a hard inquiry?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points.
Can I use my First Premier credit card at ATM?
To get a First Premier Bank credit card cash advance, use the credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact First Premier Bank’s customer service at (800) 987-5521 to request one.
Can you have 2 First Premier credit cards?
Yes, you can have more than one First Premier credit card. But keep in mind that First Premier’s credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.
Does the Premier credit card build credit?
While the First Premier credit card might not have all the features and benefits of a premium credit card, it can help you build your credit history and improve your credit score.
What is the $95 program fee for First Premier Bank?
Additional Card Details
| Credit Limit | Program Fee | Annual Fee |
|---|---|---|
| $300 | $95 | $75 first year, then $45 |
| $400 | $95 | $100 first year, then $45 |
| $500 | $95 | $125 first year, then $49 |
| $600 | $75 | $79 first year, then $49 |
Does Premier bank help build credit?
The information, including card rates and fees, presented in the review is accurate as of the date of the review. The PREMIER Bankcard Mastercard Credit Card* is an unsecured card option for people with no credit history or a bad credit score, but we don’t recommend this as a credit-building tool.
Can I transfer money from my First Premier credit card to my bank account?
No, you cannot transfer a First PREMIER® Bank Mastercard Credit Card balance to a bank account.
Does First Premier Bank do a hard pull?
What is the $95 program fee for First PREMIER Bank?
What Bureau does First Premier pull from?
On the plus side, First Premier reports your activity to the major credit bureaus TransUnion, Experian and Equifax.
